Liaisoning & Legal Advisory — Acredge

A clear title is the foundation of every property transaction. Our title search covers the complete ownership chain for a minimum of 30 years — tracing every transfer, inheritance, partition, and mortgage to establish an unambiguous ownership position. We identify any gaps in the chain, disputed claims, family settlement requirements, or historical encumbrances that could affect the current owner's right to sell or the buyer's right to purchase.

An encumbrance certificate records every registered transaction against a property — loans, mortgages, legal charges, and attachments. Our encumbrance check covers the full relevant period and cross-references with sub-registrar records, bank records where accessible, and public notice databases to identify any charge on the property that has not been formally discharged. Properties with undisclosed encumbrances cannot be sold with clean title, and buyers who proceed without this check risk inheriting the previous owner's liabilities.

RERA registration is mandatory for new residential projects above the threshold area in most states. Registration alone is not enough — builders frequently update RERA filings selectively, miss required disclosures, or let registrations lapse between project phases. We conduct a detailed RERA compliance review covering registration status, financial disclosures, construction progress reports, quarterly updates, and any complaints or adjudication orders filed against the developer — giving buyers a complete picture of the project's regulatory standing before any payment is made.

Approved building plans are the legal foundation of any constructed property. Unapproved constructions, deviations from sanctioned plans, or additional floors built without permission are extremely common in Indian real estate — and expose buyers to demolition notices, compounding penalties, and difficulty selling the property in future. We obtain and review the sanctioned building plan, compare it against the physical property, identify deviations, and advise on whether any unauthorised construction has been regularised or is capable of regularisation under current policy.

Property agreements in India are complex documents — and the standard agreements provided by developers and sellers are uniformly drafted in their favour. We review every agreement before signing, identifying clauses that impose unreasonable penalties on buyers, give developers excessive rights to alter specifications, or create post-possession liability that buyers are not aware of. We redline, negotiate corrections, and re-review until the final agreement fairly represents the agreed terms of the transaction.

Property development and transactions in India require navigation of a complex multi-authority approval ecosystem — development authorities, municipal corporations, fire departments, water boards, environmental agencies, and RERA. Delays at any point can stall projects, postpone registrations, and create cascading financial consequences. We manage the complete approval workflow — filing applications, tracking status, responding to queries, and escalating where approvals are delayed without justification — so clients can focus on their projects rather than government offices.

NRI property transactions carry additional legal complexity — FEMA compliance, repatriation regulations, TDS obligations, power of attorney execution abroad, and state-specific rules around NRI ownership. We provide a comprehensive NRI property legal service — managing the complete documentation workflow, ensuring FEMA and income tax compliance, coordinating power of attorney across jurisdictions, and representing NRI clients before legal authorities throughout the transaction lifecycle.

Stamp duty and registration are the final legal steps that confer ownership — but miscalculations, incorrect registrations, or missed post-registration formalities create long-term problems that are expensive to resolve. We manage the complete registration workflow — stamp duty calculation, payment coordination, sub-registrar appointment, document execution, and all post-registration formalities including mutation, society transfer, and name change in utility records.